IDBI Bank Loan Against Property

IDBI Bank Loan Against Property helps you in meeting with many major expenses that occur in your life and usually are difficult to be met without some financial assistance. IDBI Bank offers loan against your pre-existing property at competitive interest rates. This enables you to avail funds in leverage of your property that can help you meet with personal requirements like marriage, child education, business, purchase of another property, improvement of existing property, medical expenses or any other major expense with assistance from your trusted bank - IDBI Bank India Ltd.

Any salaried or self-employed Indian resident or a salaried Non-Resident India (NRI) can avail IDBI Bank Loan Against Property. The scheme offers liquidity to your property whilst retaining your ownership rights. Another form of IDBI Bank Loan Against Property is Property Overdraft that allows you to solicit money against a self-occupied property. This facility is available to self-employed Indian residents. It converts your property into a current bank account where the interest is chargeable only on the amount withdrawn and any deposit is reduced from the outstanding balance.

IDBI Bank Personal Loans

IDBI Bank offers quick and affordable Personal loans with attractive features and low interest rates to its customers.

• IDBI Bank personal loan amount ranges from 40,000 up to 10 lacs
• Remittance is flexible i.e. one can repay the loan within 5 years.
• Paperwork or documentation is simple and hassle free
• The IDBI bank does not require a guarantor or security
• Personal Loan can be availed within 2 days or 48 hrs.

Besides, IDBI Bank personal loan is available to those who are already members of the bank. They just need to fill in certain details like credit card number, loan account number to prove if they are eligible for the loan or ready cash or not.